This Valentine’s Day, thousands of people will wonder through the various malls and shopping centers in an attempt to find the perfect gift for the one they love. Chocolates will be given, flowers will be sent and cards will be exchanged as tokens of off affection for those nearest and dearest to their hearts. As time goes by those couples will eventually look forward to the day when they will own their own home and be able to establish themselves as a family. However, most couples will not be able to buy their home outright, due to not having an adequate cash supply. This is where loans are useful. By using a loan called a mortgage, you’re able to borrow more money than you currently possess and are then able to pay the money back at a rate you can afford. Many couples look to loans as a way for buying their first house and starting their future together. If you’re considering marriage or are looking for your first house, we’d love to help you. As one of the premiere mortgage lenders of the four state area, we’ve been helping couples buy their first home for many years and would love to help you with your first mortgage. Contact our offices in Joplin, MO to schedule a consultation and let us know how we can help you.